Start a Care Business

Care business licensing, state by state

Texas child care home permits: listed, registered or licensed

Texas has three permits for child care in your own home, all issued by HHSC Child Care Regulation. The tier depends on how many unrelated children you care for. One to three makes you a listed family home. Four or more requires registration, which allows up to 6 children plus 6 more after school. A licensed child care home cares for 7 to 12 children and needs a primary caregiver qualified as a child care director. In every tier, no more than 12 children may be in care at once, your own children included.

Written by Editorial team Checked against 15 official sources Last reviewed How we review
Contents14 sections

Key takeaways

  • Up to 3 unrelated children means a listing and 4 or more means registration (up to 6, plus 6 after school). HHSC describes a licensed home as care for 7 to 12 children. Care only for related children needs no permit.⁠2⁠1
  • A licensed home needs a primary caregiver who is 21 or older and holds one of seven child care director combinations of education and experience. A registered home needs only age 21 and a high school diploma.⁠4⁠1
  • Registration and licensure both require the HHSC pre-application class, taken no more than a year before you apply. Listed homes may skip it.⁠4⁠6
  • Since January 1, 2026, the statute has required $100,000 of liability insurance per occurrence, down from $300,000. The minimum standards booklets still say $300,000 until the rules are amended.⁠2⁠10⁠4
  • HHSC fees are small. A listed home pays $20 and a registered home $35, each on application and every year after. A licensed home pays $35 plus $1 per child of capacity each year.⁠5
  • Listed homes get no routine inspections; HHSC visits on a complaint or report. Registered homes get an unannounced inspection every one to two years, and licensed homes at least once a year unless HHSC moves a compliant home to a two-year cycle.⁠1⁠2

Quick facts

RegulatorHHSC Child Care Regulation (CCR)
Listed family home1-3 unrelated children; caregiver 18+
Registered child care home4-6 unrelated children plus 6 after school; caregiver 21+
Licensed child care home7-12 children; director-qualified caregiver 21+
Hard cap12 children in care at once, your own included
Liability insurance (statute)$100,000 per occurrence since Jan. 1, 2026

Fees are from the CCR Handbook fee chart (revision 25-3, effective August 15, 2025), as published on 2026-10-12.

Count the unrelated children first

Texas sorts home child care by a single number: how many children you care for who are not related to you. Under the Human Resources Code, a family home caring for three or fewer unrelated children for compensation must list with HHSC. A home caring for four or more must register.⁠2 A home that cares only for related children, however many, needs neither.⁠2 The statute defines “related” as your children, grandchildren, siblings, great-grandchildren, first cousins, nieces or nephews, whether by blood, marriage or court decree.⁠2 Neighbors’ children, friends’ children and second cousins all count as unrelated.

The third tier comes from a separate definition. The statute calls a licensed home a “group day-care home”: a facility at the operator’s residence caring for seven or more children under 14.⁠2 HHSC calls it a licensed child care home and describes it as care for 7 to 12 children aged 13 or younger in the primary caregiver’s home.⁠1

The three home permits (HHSC, as published on 2026-10-12)
Listed family home Registered child care home Licensed child care home
Children covered Up to 3 unrelated Up to 6 unrelated aged 13 or younger, plus 6 school-age after school 7 to 12 children aged 13 or younger
Total in care at once, including your own 12 12 12
Care that triggers the permit 4+ hours a day, 3+ days a week for 3+ consecutive weeks, or 4 hours a day on 40+ days in 12 months Same as listed 2+ hours a day, 3+ days a week
Primary caregiver minimum age 18 21 (18 to 20 with specified child care education) 21
Pre-application class Optional Required within 1 year before applying Required within 1 year before applying
Routine inspections None; visits on complaints or reports Unannounced, every 1 to 2 years Unannounced, at least once a year (every 2 years if HHSC designates a home with a strong compliance history)
Minimum standards 26 TAC ch. 742 26 TAC ch. 747 26 TAC ch. 747

Scroll the table sideways to see every column.

Sources: HHSC;⁠1 HRC 42.044;⁠2 26 TAC 742.103;⁠3 26 TAC 747.1007, 747.1013 and 747.1107;⁠4 CCR Handbook 3211.⁠6

Two consequences of the counting rule are easy to miss. First, your own children do not count toward the listing and registration thresholds, but they still count toward the cap of 12. In a registered or licensed home, every child present counts in the child/caregiver ratio by age: yours, your assistant’s, drop-ins and visiting neighborhood children.⁠4 Second, a listed home may register voluntarily,⁠2 which brings inspections and the chapter 747 standards.

Relatives only. If you care only for related children and receive no Texas Workforce Commission subsidy, HHSC says you are not regulated as a listed family home and do not need a listing.⁠3 A relative caregiver who is paid through a TWC subsidy is listed but exempt from the chapter 742 minimum standards.⁠3 If that relative care happens only in the child’s own home, with no care in the caregiver’s home, HHSC waives all listing fees once it has TWC’s fee waiver authorization.⁠5

When you outgrow a home permit. No home tier allows more than 12 children.⁠4 If you want 13 or more children, or want to provide care somewhere other than your own residence, you need a day-care center license. The statute defines a day-care center as care for seven or more children at a location other than the operator’s residence.⁠2 Centers follow a separate set of minimum standards, 26 TAC chapter 746.⁠12 See the Texas child care center license guide for how centers compare.

Who can be the primary caregiver

Every tier is built around one person, the primary caregiver, who must live in the home where care is provided.⁠3⁠4 In a registered or licensed home there can be only one primary caregiver. That person must be the permit holder, unless they form a business entity to hold the permit.⁠4 The primary caregiver must be present routinely during operating hours. Absences are allowed for limited periods, such as vacations, illness, jury duty or training, with a designated substitute in charge.⁠4

Listed family home. The primary caregiver and any substitute must be at least 18 and must clear background checks. That is the whole qualification list in chapter 742.⁠3 First aid, CPR, abuse reporting and medication training appear in the rule only as recommended topics.⁠3

Registered child care home. Before HHSC will register the home, the primary caregiver must:⁠4

  • be at least 21 and hold a high school diploma or equivalent;
  • hold a certificate of completion of the Licensing pre-application course, dated within one year before the application;
  • clear background checks;
  • hold a current pediatric first aid and pediatric CPR certificate;
  • show training in the topics listed in the rule, including recognizing and reporting child maltreatment, shaken baby syndrome and abusive head trauma, safe sleep and SIDS prevention, early childhood brain development, emergency preparedness, communicable disease and immunizations, food allergy emergencies, and premises safety. Medication administration is required if you will give medication, and transportation safety if the home will transport children under nine.

An applicant aged 18 to 20 can still register by adding one of these: a CDA or Certified Child-Care Professional credential, an associate of applied science in child care, a community college child care certificate, a Licensing-approved administrator’s credential, or 6 college credit hours in child development plus 9 months’ experience in a licensed center or a licensed or registered home.⁠4

Licensed child care home. The licensed tier requires everything the registered tier does, at age 21. On top of that, the caregiver needs one of seven combinations of education and experience in 26 TAC 747.1107(8). HHSC describes this as meeting the requirements for a child day care director.⁠1⁠4

Education and experience options for a licensed home primary caregiver (26 TAC 747.1107(8))
Option Education Experience in a licensed center or licensed/registered home
A Bachelor’s degree with 12 credit hours in child development and 3 in management 1 year
B AAS in child development or a closely related field, with 6 credit hours in child development and 3 in management 1 year
C 60 college credit hours, with 6 in child development and 3 in management 1 year
D 3 credit hours in management plus a CDA or Certified Child-Care Professional credential 1 year
E Community college child care administrator’s certificate with 15 credit hours in child development and 3 in management 2 years
F Licensing-approved day care administrator’s credential 2 years
G 72 clock hours of child development training and 30 clock hours of management training 3 years

Source: 26 TAC 747.1107.⁠4

Experience must be full-time, meaning at least 30 hours a week, or the part-time equivalent. It can be paid or unpaid. It must be direct work with children in a center or as a caregiver in a licensed or registered home.⁠4 One year of full-time classroom teaching in pre-kindergarten through third grade at an accredited school can replace one year of that experience. So can a year of postgraduate study in child development or early childhood education.⁠4 Once HHSC confirms you qualify, it issues a Child-Care Director’s Certificate at no charge. If you qualified through a credential (options D or F), the certificate expires, and you must keep the credential current to keep the home in compliance.⁠4

This is the practical gateway between tiers. Someone with a high school diploma and no child care work history can open a registered home. They cannot open a licensed home until they have the coursework and at least one to three years of qualifying experience.

Helpers, household members and background checks

Assistant and substitute caregivers in registered and licensed homes must be 18 or older and hold a high school diploma, equivalent or certificate of coursework completion. They must complete your home’s orientation and clear background checks.⁠4 Before they start, they also sign two affidavits: Form 2985, notarized, and Form 2912, the pre-employment affidavit.⁠4 Every assistant and substitute caregiver must also hold a current pediatric first aid and pediatric CPR certificate.⁠4 In a registered home, a second caregiver does not raise your capacity. The ratio chart is the same whether you work alone or with help.⁠4 In a licensed home, a second or third caregiver changes the age mix you can accept (see the next section).⁠4

Household members. The statute requires background checks on the owner and operator, on employees, and on everyone 14 or older who lives in the home, is counted in ratio or has unsupervised access to children. It requires fingerprints in the cases HHSC rules specify.⁠2 In registered and licensed homes, household members 14 and older must also complete an orientation covering your policies, abuse reporting, emergencies and the location of extinguishers and first aid kits.⁠4 A household member counted in ratio on more than ten occasions in a training year must meet the full assistant caregiver qualifications.⁠4

HHSC says checks may include the Texas Central Registry of abuse and neglect, the FBI and the sex offender registry. They must be complete before a person provides direct care or has direct access to children.⁠1 Since September 1, 2026, every check also runs through SEMARC, the multi-agency reportable conduct search. SEMARC covers TEA’s Do Not Hire Registry, the HHS Employee Misconduct Registry and TJJD records.⁠11 HHSC says to expect determinations no earlier than two days after submission, and its rule standard for processing is 45 days. Checks that need out-of-state records can take longer.⁠11

Ratios, capacity and space

Registered homes follow one chart regardless of how many adults are present. The number of infants (birth through 17 months) sets the ceiling:⁠4

Maximum children in a registered child care home (26 TAC 747.1701)
Infants (0-17 months) Most children allowed, including your own
0 12 (no more than 6 aged 18 months and older; the rest must be 5 or older in after-school care)
1 10
2 8
3 7
4 6

A registered home can count a 4-year-old who attends a school district pre-K program during the day the same way as an after-school child.⁠4

Licensed homes use a different chart for one caregiver, which splits the non-infants into ages 18 months to 3 years and 4 years and older. With no infants, one caregiver may have 12 children, of whom no more than 8 are 18 months through 3 years. With one infant the cap is 11, with two it is 10, with three it is 7, and with four it is 6.⁠4 With two caregivers present, a licensed home may care for 12 children including up to 9 infants, or 10 children if all 10 are infants. With three or more caregivers, it may care for 12 children of any age from birth through 13.⁠4 Field trips and transportation still count against your cap.⁠4

Indoor and outdoor space applies to registered and licensed homes. You need 30 square feet of indoor usable activity space per child. Bathrooms, hallways, storage rooms, the cooking area of the kitchen and floor space taken up by permanent fixtures such as shelving are excluded, and HHSC will reduce your capacity if the space falls short.⁠4 Outdoors, you need 80 square feet per child using the area at one time. The area must be enclosed by a fence at least 4 feet high unless only children 5 and older use it, and it needs two exits, one of them away from the house.⁠4 Care on any floor above or below ground level needs written approval from the state or local fire authority.⁠4

In a listed home there is no ratio chart. The rule is simply that unrelated children never exceed 3 and total children never exceed 12, at home or away.⁠3

Making the house safe enough to pass

Chapter 747 does not require a fire inspection or an annual sanitation inspection for registered or licensed homes, although local ordinances may.⁠4 If a local fire or sanitation report exists and you give it to HHSC, any restrictions in it become conditions on your permit.⁠7 The house itself must have:⁠4

  • at least two exits to the outside, in distant parts of the home. A kitchen exit does not count, and a window counts only if every child and caregiver can get through it safely;
  • at least one 3A-40BC dry chemical fire extinguisher, or one approved by the fire marshal;
  • a working smoke-detection system, either an alarm system or smoke detectors in each room children use;
  • a UL-listed carbon monoxide detection system;
  • firearms and other weapons in a locked cabinet during operating hours, with ammunition locked separately;
  • for a pool, a barrier at least 4 feet high, gates that self-close and self-latch, and doors to the pool area lockable out of children’s reach.

A listed home’s fire rules are shorter. It needs a serviced extinguisher and a smoke detector with batteries replaced every year. If the home uses gas or propane, or has an attached garage, it also needs a carbon monoxide detector.⁠3

Zoning and HOAs. HHSC states that zoning, building code and homeowner association rules are not CCR requirements, but you may need to meet them before local officials will inspect.⁠1 The 2025 Legislature narrowed what cities can demand. Under HB 2464, a city cannot require a home-based business in a single-family detached house, or a building with no more than two units, to rezone for non-residential use or install fire sprinklers. The city can still enforce its fire, building, health and traffic codes.⁠10 SB 599 bars local governments from requiring a listed, registered or licensed home to meet health and safety standards stricter than HHSC’s.⁠10 Neither law mentions deed restrictions or HOA covenants, so read yours.

Insurance: the statute and the rulebook disagree

HB 2789 (2025) cut the required liability coverage for registered and licensed homes and for listed family homes from $300,000 to $100,000 per occurrence, effective January 1, 2026.⁠2⁠10 HHSC told providers it “will regulate according to statute until rules are updated.” It also said there is no compliance concern for a home carrying $100,000 or more.⁠10 The minimum standards booklets revised in December 2025 still print $300,000 and require yearly proof of coverage.⁠3⁠4 HHSC proposed amending those rules to $100,000 in August 2026.⁠12⁠15

Whatever the amount, you need proof of coverage before HHSC issues any of the three permits.⁠1 The statute still requires licensed and registered homes to file insurance evidence every year.⁠2 If you cannot get coverage, the law lets you operate without it in three cases: you cannot afford it, no insurer will write it, or a policy’s limits are exhausted. You must then notify HHSC and give each parent written notice before admitting the child.⁠2⁠4 Form 2962 can be used for the parent notice.⁠4

Applying through the CCR provider account

  1. Pick the tier and check exemptions

    Settle your number of unrelated children and the hours you will operate. HHSC’s first step points to its licensing exemptions page. As of September 2025, homes certified by the U.S. Department of Defense as military family child care providers are among the exempt.⁠1⁠10

  2. Attend the child care home orientation

    Schedule the pre-application class through HHSC. You receive an information packet during the class and a certificate of completion afterward.⁠1⁠6 The certificate must be dated within one year before you apply for a registration or license. A listing applicant may attend but does not have to.⁠4⁠6

  3. Gather the packet

    Listed homes file Form 2986. Registered homes file Form 2919. Licensed homes file Form 2910, plus Form 2948 (Plan of Operation) and Form 2911. Every tier also files Form 2760 (controlling persons), Form 2971 (background check request) and, if needed, Form 2974 (risk evaluation for a past record).⁠9 The Plan of Operation is a written plan for meeting the standards: ratios, the physical site, activities, safety and sanitation.⁠1

  4. Create the online account and submit the eApplication

    At the CCR provider account page, answer “No” to “Do you have a permit number?” and activate the account from the confirmation email. Then submit the eApplication. A paper packet sent to your local CCR office is also accepted.⁠1

  5. Wait for the call, then pay

    Within a few business days a CCR representative should call with your operation number. Do not send any fee until CCR sends that number and an invoice.⁠1 The application fee must be paid before the application is accepted. It is not refunded, but you can reapply within 30 days of withdrawing without paying again.⁠5

  6. Inspection and decision

    CCR has 21 days to review the application for completeness.⁠6 For registered and licensed homes, it must inspect within 21 days of accepting the application. The inspection is announced if you are not yet caring for children.⁠7 Listed homes get no application inspection.⁠1 CCR must decide whether to issue the permit within two months of accepting the application.⁠8

A registered or listed home receives its permit once it meets the standards.⁠8 A licensed home first receives an initial license, so HHSC can evaluate it in operation before issuing a full license.⁠6 The CCR Handbook still says an initial license lasts six months. HB 2789 extended it to 12 months, renewable for six more, and HHSC says it follows the statute until the rules catch up.⁠8⁠10 The registration must be displayed prominently. A listing does not have to be displayed but must be available for examination. Its text states that the home is not licensed or registered and is not inspected unless someone files a complaint.⁠2

Fees as published on 2026-10-12

HHSC permit fees for home child care
Fee Listed family home Registered child care home Licensed child care home
Application $20 $35 $35
Initial license n/a n/a $35
Initial license renewal n/a n/a $35
Full license n/a n/a $35 + $1 per child of capacity
Annual fee $20 $35 $35 + $1 per child of capacity
HHSC background check fee $2 per check $2 per check $2 per check

Scroll the table sideways to see every column.

Source: CCR Handbook 5210, revision 25-3, effective August 15, 2025.⁠5 Fingerprinting vendor charges are separate and not set in this chart.

The annual fee is due on the anniversary of your permit, and HHSC generates the invoice 35 days ahead.⁠5 If you don’t pay, the permit is suspended automatically. It is revoked if the fee is still unpaid six months after the suspension began.⁠2 A licensed home that wants a larger capacity pays $1 for each added child.⁠5

Running the home after the permit

  • Training. The primary caregiver of a registered or licensed home needs 30 clock hours of training a year. At least 6 must cover child growth and development, guidance and discipline, curriculum, or teacher-child interaction. If you care for children under 24 months, 1 hour must cover shaken baby syndrome, safe sleep and brain development.⁠4⁠2 Hours do not carry over from one year to the next.⁠4 Pediatric CPR must include hands-on skills practice and testing on a manikin. A blended online course is acceptable only if it includes that part.⁠4
  • Inspections and public record. Expect an unannounced inspection at least yearly in a licensed home and every one to two years in a registered home.⁠1 The statute lets HHSC move a licensed home with a history of substantial compliance to an unannounced inspection every two years. It must investigate any complaint about a licensed, registered or listed home, and it may visit any of them during operating hours.⁠2 HHSC says it inspects a listed home when a report alleges abuse or neglect, an immediate risk to a child, or too many children in care.⁠1 Your compliance history is posted on HHSC’s public Search Texas Child Care site.⁠1
  • Abuse reporting. SB 571 (2025) requires day care employees to report suspected abuse or neglect within 24 hours.⁠10 Primary caregivers in chapter 747 homes must call the Texas Abuse and Neglect Hotline themselves. They cannot delegate the report or require staff to get permission before reporting.⁠4
  • Listed home notices. A listed home must tell HHSC in writing within 15 days of moving or closing.⁠3

Subsidy and quality programs

HHSC lists Texas Rising Star, the Texas Workforce Commission’s quality rating program, among its resources for new home providers.⁠1 Child Care Services subsidies are paid through TWC, not HHSC. HHSC’s pages do not say which home tiers can take CCS subsidies or what Texas Rising Star requires. Ask TWC or your local workforce board before you build a business plan around subsidized enrollment. On the HHSC side, a July 2026 proposal would amend 26 TAC 747.207. Registered and licensed homes that take CCS subsidies would have to comply with CCS program requirements as a minimum standard.⁠14

Changes in 2025 and 2026, and what is pending

  • TB testing dropped. HB 2789 removed tuberculosis screening for children in care from September 1, 2025. HHSC says it “will no longer require TB screening for anyone.”⁠10 The chapter 747 booklet still mentions TB records where local health authorities require them, and an August 2026 proposal would delete those references.⁠4⁠12
  • Screening records. Since September 1, 2025, licensed homes no longer have to keep vision and hearing screening records.⁠10
  • Insurance cut to $100,000 from January 1, 2026, with rule text proposed in August 2026.⁠2⁠12
  • Longer initial licenses. Initial licenses now last 12 months under the statute, and the matching rule change is pending.⁠10⁠12
  • SEMARC background checks have been added to every check since September 1, 2026.⁠11
  • Revocation disclosures (proposed). To carry out SB 225 (2021), HHSC proposed new rules in July 2026: 742.402 for listed homes and 747.311 for registered and licensed homes. Each permit holder, controlling person, employee and prospective employee would disclose any revoked state license or occupational permit. If anyone discloses one and that person is hired or stays affiliated with the home, a parent of each enrolled child would have to sign and date a written notice.⁠13⁠14 The comment period ended August 31, 2026. Comments on the August insurance and TB package closed September 28, 2026.⁠13⁠12 HHSC’s provider news through October 1, 2026 showed no adoption notice for either package, so check HHSC’s child care home news page before relying on the old or the new text.

Common questions

How many children can I watch in my Texas home without a permit?

Only your own and related children. Caring for even one unrelated child for pay, 4 or more hours a day on 3 or more days a week for 3 consecutive weeks (or 4 hours a day on 40 or more days in a year), means you must list with HHSC. A home caring only for related children needs no permit, however many there are.⁠2⁠3⁠6

Can I open a home daycare in Texas with only a high school diploma?

Yes, as a registered child care home, if you are 21 or older, finish the pre-application class and the required training, and clear background checks. A licensed home for 7 to 12 children also requires one of seven director combinations of college coursework or credentials plus one to three years of child care experience.⁠4

How much liability insurance does a Texas home daycare need?

The statute has required $100,000 per occurrence since January 1, 2026. The minimum standards booklets still print $300,000, but HHSC has said it regulates by the statute until the rules are amended. If you cannot get coverage, you must notify HHSC and tell each parent in writing before admitting the child.⁠2⁠10⁠4

Can my city or HOA stop me from running a home daycare?

Since 2025, a Texas city cannot make a home-based business in a single-family house rezone or install fire sprinklers, and SB 599 bars local health and safety standards stricter than HHSC's. Cities can still enforce fire, building, health and traffic codes, and neither law covers deed restrictions or HOA covenants.⁠10

How much do Texas home child care permits cost?

HHSC charges a listed home $20 and a registered home $35, on application and every year after. A licensed home pays $35 plus $1 per child of capacity each year. Pay only after CCR sends your operation number and an invoice.⁠5⁠1

How long do background checks take?

HHSC says to expect a determination no earlier than two days after submission; its processing standard is 45 days, and checks that need out-of-state records can take longer. Every check now also runs through SEMARC.⁠11

Sources

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15

Was this information accurate? Report an error

Texas and neighboring states

Compare all 51
Family child care home licensing in Texas and neighboring states: license, size threshold and state fee
StateLicenseWho needs itState fee
Texas (this guide) Listed Family Home, Registered Child Care Home or Licensed Child Care Home permit 1-3 children listed, 4-6 registered, 7-12 licensed See guide
New Mexico Family Child Care Home license and Group Child Care Home license 5 to 6 children (family) or 7 to 12 (group) in your home; 4 or fewer exempt $0 since November 1, 2025
Oklahoma Family Child Care Home license; Large Family Child Care Home license Home-based care: 7 or fewer children, or 8 to 12 in a large home See guide
Arkansas Licensed Child Care Family Home 6+ children from 2+ families in your home (max 16); 5 or fewer may register $15 per year

Shortened from each state's guide and our 51-state table, as of each guide's last review. Fees are the state's own; local permits and background checks cost extra.